Alternative Lenders Listing for Texas
Council Finance, Incorporated
Tom Mann, Director
3702 Loop 322, Abilene, TX 79604
Capital Certified Development Corp.
Craig Pinkley, Executive Director
Wild Basin One, 110 Wild Basin Rd., Ste. 270, Austin, TX 78746
Phone 512-327-9229 or 800-504-2232
Cen-Tex Certified Development Corp.
Rosa Rios Valdez, Executive Director
2212 S. Congress, Austin, TX 78704
Texas Certified Development Company
Ernest Perales, President
1701 E. 7th St., Austin, TX 78761
Toll Free 800-486-8620
University Federal Credit Union
3305 Steck Ave., Austin, TX 78758
American Business Lending
1420 W. Mockingbird Ln., Ste. 380, Dallas, TX 75247
Dallas Business Finance Corporation
Charles McElrath, President
400 S. Zang Blvd., Ste. 1210, Dallas, TX 75208
Fort Worth Economic Development Corp.
James Stokes Jr., Director
Don Davenport and Tony Sivo
James E. Guinn School Complex 1
150 South Frwy., Ste. 215, Fort Worth, TX 76104
Southern Dallas Development Corporation (SDDC)
For Business located throughout Dallas
Loans up to $300,000 through Community Development Found
- For working capital, FF&T and Real Estate
- "Gap" Financing in partnership with banks
- Business with more than 18 month of operation
Capital Active Funding CAFI Inc.
Construction and Trucking Funding
CAFI Inc is a financial resource for small business contractors. Cafi Inc. focuses on the small business contractors that have completed work for government agencies. While our small businesses are awaiting payments on their completed jobs, Cafi Inc. is able to give them financing before receiving payment. They also have a department specifically geared to the transportation industry.
6044 Gateway East, Ste. 544, El Paso, TX. 79905
Phone (915) 772-6333 / Tool Free (888) 686-2234
Construction Consultant: Priscilla Northcutt
Trucking Consultant: Dolores Ramos
Business Development: Gabriel Peña
City of El Paso-Revolving Loan Fund
The Economic Development Department of the City of El Paso has a loan program for small businesses. The City/County Joint Revolving Loan Fund is a financing resource for small businesses to obtain the full amount of financing requested with a very low interest rate. The small business owner has to have an approved loan with a local participating lender of at least two thirds of the loan amount requested. The lender would approach the RLF Fund for the remainder up to $100,000. The main requirement of the loan program is to create one job for every $25,000 that is lent. The business owner has a year to execute.
El Paso County Economic Development
800 E. Overland, Suite 208, El Paso, Texas 79901
Phone (915) 834-8246
El Paso Hispanic Chamber of Commerce financing assistant program
El Paso Hispanic Chamber of Commerce offer assistant to all small business owners that request their services. They help small business owners with an initial assessment to identify their needs and see which financial resource would be the best fit.
Community Certified Development Corp.
Bill Ebersole, President
8590 Hwy. 6 N., Houston, TX 77095
Phone 713-457-1650 ext. 201
Cit Small Business Lending
2500 City West Blvd.
Houston, TX 77042
Houston Business Development
HBD, Inc is a non-profit corporation, provides Houston-based businesses with affordable and flexible financial assistance as well as a vast array of useful resources including, affordable office space, a business technology center, one-on-one counseling and much more.
Marlon Mitchell, Director
5330 Griggs Road, Houston, TX 77021
Phone (713) 845-2400
Small Business Loan Source, Inc.
9801 Westheimer Rd., 11th Fl.
Houston, TX 77042
Texas One Community Credit Union
12811 Northwest Frwy.
Houston, TX 77040
2100 W. Loop S., #1275, Houston, TX 77027
Certified Development Corp. of the Southwest
Susan Daywood, President
545 E. John Carpenter Frwy., Ste. 100, Irving, TX 75062
East Texas Regional Development Company (ETRDC)
Is a private, non-profit, organization formed for the purpose of assisting small business. Provide small business with financing to expand or start their business.
David Cleveland and Luke Kimbrough
3800 Stone Rd., Kilgore, TX 75662
Phone 903-984-8641 / 903-984-3989
Main Street LenderNorth Texas Certified Development Corporation
5800 Granite Pkwy., #310
Plano, TX 75204
Certified SBA 504 Lender
600 N. Central Expwy, Suite 600, Plano, TX 76052
Wayne Smith, Chief Operating Officer
Central Texas Certified Development Company
Van Smith, President
3000 S. 31st St., Ste
501, Temple, TX 76502-1802
Certified Development Company/ Ark-Tex Regional Development Co.
L. D. Williamson, Executive Director
122 Plaza W./P.O. Box 5307, Texarkana, TX 75505-5307
Phone (903) 832-8636
Greater East Texas Certified Development Company
John Hart, Director
100 E. Ferguson, Ste. 906, Tyler, TX 75702
RANDOLPH-BROOKS FEDERAL CREDIT UNION
Harmon Dr Randolph AFB Bldg.
Universal City, TX 78148
The largest microloan portfolio in USA. Is a non for Profit organization that helps small businesses obtaining financing that aren’t “bankable”. They offer microloans for $500 to $100,000 to small businesses. They have also established a Certified Development Corporation and provide the SBA 504 Loan Program. Accion Texas is a great resource that can assist small businesses in the expansion efforts or help them to purchase their building, land and heavy equipment.